| Scott Fenstermaker |
| Group Long Term Disability |
| 2009.08.04 19:41:05 | |
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Most have heard of the need for disability insurance.  If we cannot work because of an injury or sickness, how long can ER's continue to pay us.  The other problem for the ER is, how long will you be out and does the ER need to replace you to get the job done? Disability insurance protects the employee.  The monies are paid directly to  the insured.  Not the doctor, the creditor or the hospital.  The EE decides who and when people get paid. ER sponsored group disability insurance is very inexpensive as compared with individual coverage.  It is also guarantee issued if you have 10 or more employees.   Premiums vary by age and income, but for most rank and file employees the long term disability  will run between $20- and $40/month.  A bargain compared to individual medically underwritten coverage. Tags: health insurance | Disability Insurance | Tallahassee Insurance
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