Executive Benefits
consist of Key Man Insurance, Buy-Sell Agreements and Bonus arrangements with Key Employees.  The purpose of
these benefits is to protect the business and the owner(s).

 

 

 

 

What
if something happens to this employee?  Say a car accident of a heart attack.  The business will suffer the
loss of this person's economic benefit and therefore the organization may want to insure this person for a
given value.

 

 

class="Apple-tab-span"> Buy-Sell Agreements protect the partners in an organization from having to
deal with spouses in the event of an untimely death of the other partner.   This assures both partners or
multiple partners that they and their families are protected from the death of the other partner and that the
business is valued accurately.

 

 

class="Apple-tab-span"> Executive Bonuses are a great way to add bonus compensation to an employee for
a job well done.  There is no specific schedule of payouts and discrimination can be used.  A great way to
reward professionals on highly profitable years.

 

 

 

What is the Public Option?  This is where the Government takes over your choice of
health insurance and the benefits that you qualify for.  It would also give the Government control over the
Health Care system.

 

 

Many regular Americans have cried out in opposition to
the Government run system.  They have been called everything from extremist to people who are misinformed.
 The  American people have had enough.

 

 

Over 85% of people are happy with
their private insurance.  They don't want to be told what to do, who to see and what is covered and what is
not.  They don't want to have Government officials involved with end of care choices.  It is hard enough
when a parent or spouse has to make very tough decisions, but at least today these are your
options.

 

 

With all of this said, some reform in our current system would be
beneficial.  Extended COBRA options, guarantee issue of both group and individual coverage, waiver of pre-x
for those who stay covered from job to job, etc.  There is room for improvement in our current
system. 

 

 

 

 

 

 

 

 

Has anybody
looked in to the real number of uninsured?  I mean, do the people in this group want to be
insured?

 

The answers may surprise you.  The data is suggesting, that even those
eligible for public insurance from the Government don't take the time or make the effort to enroll.

 

Take also men in their
20s.  They are single, working jobs that pay by the hour and would rather have the cash.  Should we put a
requirement on them to be insured?

 

class="Apple-tab-span"> These are things to ponder while we consider the real facts...