What many Employers expect and what they get from their Insurance Professional are not always the same.
 At the time of the sale there are a lot of promises made and over time many that are forgotten along the
way.

 

So what are reasonable expectations?  You shouldhear from your agent at least twice
per year.  One at the time you are written, once during the year to make sure things are going well and then
again on renewal which completes the cycle.  You should be able to reach your agent or their staff by
phone/email anytime you need something and expect quick turnaround to your call or
inquiry.

 

At SBG, we lead with our service rather than follow.  We know your benefit
pricing is the same from our carriers and from any other agent/broker.  In other words, our pricing is not
something we can use to differentiate us from our competitors.  Our service, however is the method we use to
look and feel different.

 

We are very proactive with the insurance companies we work with.
 This gives us the lead in new products and new developments as they come down line.  This leads to greater
savings to our clients as the newer products are usually less expensive and can be packaged in a more
efficient formant.

 

Check with you agent and make sure you are getting all they offer.
 Make sure they are keeping you up to date with the latest technology and benefit programs from the various
carriers in our area.

 

Just a few thoughts to up the ante on your
expectations...

 

 

Tags: Tallahassee Insurance | health insurance | Blue Cross and Blue Shield | United Health Care

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The young people out in our economy represent the greatest number of uninsured.  Many don't want to pay
for the insurance and they do not feel they need the coverage.  Many of the young guys think they will never
need it at such a young age.

 

Insurance is never easier to get and never more affordable
then when we are young.  Our health is better and therefore we can lock in our insurability by qualifying for
better rates on a better policy.  Now is the time for people to get their best
policy.

 

Health Savings Accounts are very affordable and can be purchased on individual
policies.  Many younger people can benefits from the savings aspects of the plans as well.  The money is
deposited on a tax deductible basis and can be used tax free for medical and dental
expenses.

 

 

Tags: Tallahassee Insurance | individual health insurance | Blue Cross and Blue Shield

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          Obama is coming back for Round 2 on the Health Care Debate.  Experts are not sure
whether the Public Options is on or off the table.  This seems to be the real dividing line between
Congressman and the public.

          Blue Dogs say they will not accept the Public Option
but reconize reform is necessary.  What type and how much will be debated.    The Democrats on the far left
say they are pusing for the Public Option no matter what.  They argue that is the point of Reform.  />
          The Republicans are pushing hard for their own reform measures.  While keeping the
structure in the hands of the private sector, they agree also that some reform would be good. 
/>          Most of the agreement stems around waiving preexisting conditions, extending the time
line on COBRA benefits, guarantee issue of both group and individual health insurance and some tax reform
measures.

Tags: Tallahassee health insurance | health insurance | Blue Cross and Blue Shield | Tallahassee Insurance

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Tags: Blue Cross and Blue Shield | tallahassee | health insurance | insurance

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